Company Information
N-Cash Pawnshop is a financial institution and one of the most reliable pawnshops in the Philippines since 2006. It aims to help Filipinos who need financial assistance and instant cash for emergencies and urgent expenses.
As a growing pawnshop, N-Cash Pawnshop continues to expand its services for Filipinos by providing them wider and easier access to cash while accepting various branded and luxurious items for pawning. It’s one of the pioneers in accepting luxury items and electronic gadgets in the country.
N-Cash Pawnshop further strengthened its goal to help more Filipinos address their financial woes because not long after allowing phones and laptops for their pawning services, it also included in its list of acceptable items camera accessories and other electronic gadgets.
N-Cash Pawnshop became the first pawn shop in Southeast Asia to accept luxury bags, signature watches, and other personal items as collateral for their pawning services the same year it was founded.
In 2009, N-Cash Pawnshop allowed pawning vehicles in Metro Manila after observing that many Filipinos resort to lending their cars in exchange for cash. The pawnshop has added more acceptable items to its list.
In 2020, the pawnshop also reached a milestone that only a few of its competitors offer even up to this day – online pawning. Filipinos can send the item they wish to pawn to N-Cash through their courier of choice and receive instant cash without leaving their homes. It is a safe service created due to the pandemic.
The mission of N-Cash is to provide inclusive and accessible financial services for many Filipinos of any age under any economic status. Whether or not they are employed, and regardless of their background, the pawnshop allows them to access the instant cash when they need it the most. This brings the pawnshop to a new height of success, even greater after years of providing secured loans that do not compromise the convenience of its clients.
The branches of N-Cash Pawnshop are spread across Greater Manila Area. Its headquarters are at L2 C5-A Santolan Arcade Building, Marcos Highway, Pasig, Metro Manila, and Ground Floor 20 Lansbergh Place, 170 Tomas Morato Ave, Diliman, Quezon City, 1103 Metro Manila.
For inquiries and urgent concerns, you may contact the customer support team of N-Cash Pawnshop may be reached via their customer service landline at (02) 89943240 or +63 917-534-1811; +63 917-541-8526; +63 926-617-8089 for Globe users while +63 939-209-5180 for Smart users. They also accommodate questions through Viber at +63 939-209-5180; +63 917-534-1811; +63 917-541-8526 and Whatsapp at +63 939-209-5180.
Products and Services Offered
Pawning
Pawning is available to individuals who need instant cash but could either not qualify for a bank’s loan product or don’t have the time to wait for the disbursements of loan proceeds. It’s a secured loan because you can get cash based on the appraised value of the item you need to repay according to the terms and conditions. Otherwise, the pawnshop will automatically have the right to sell or include your pawned item for auctions or subasta.
Typical pawnshops generally accept jewelry, but N-Cash is different as it’s one of the few that accept mobile phones and laptops as collateral. It goes even further now that it accepts vehicles and electronic devices such as LED televisions and GPS monitors.
Below are the partial lists of accepted brands and models for pawning in N-Cash:
Signature Watches
- Rolex
- Patek Philippe
- Audemars Piguet
- Hublot
- Panerai
- Omega
- Jaeger LeCoultre
- Tag Heuer
- Cartier
Designer Bags
- Louis Vuitton
- Hermès
- Chanel
- Givenchy
- Prada
- Goyard
- Gucci
- Yves Saint Laurent
- Celine
Laptops, Netbooks, Desktops
- Alienware
- Dell
- HP
- Asus
- Asus ROG
- Lenovo
- Toshiba
- Samsung
- Acer
- Sony Vaio
- MSi
- Apple
Smartphones
- Apple
- Samsung
- Vertu
- Huawei
- Asus
Other Electronic Gadgets (of any brand)
- Television
- Audio System
Camera Body, Lens, and Accessories
- Canon
- Nikon
- Panasonic
- Olympus
- GoPro
- Tamron
- Sigma
- Sony
- Samsung
- Leica
- Fujifilm
- Pentax
- Tokina
Gaming Consoles Brands
- Sony Playstation
- Microsoft XBOX
- Nintendo portable game systems
Gaming Consoles Models
- Sony Playstation 4
- Playstation Pro
- XBOX One
- XBOX One X
- Nintendo Switch
Vehicles
- Toyota
- Mitsubishi
- Honda
- Isuzu
- Nissan
- BMW
- Kia
- Hyundai
- Subaru
- Ford
- Porsche
- Ferrari
- Land Rover
Motorcycle Models (of any brand)
- Ducati
- Yamaha
- Honda
- Vespa
- KTM
- Indian
- Aprilia
- Suzuki
- Kawasaki
- Harley-Davidson
- BMW
- Triumph
- MV Agusta
- Kymco
Designer Shoes
- Louis Vuitton
- Chanel
- Valentino
- Balenciaga
- Dior
- Gucci
- Hermes
- Supreme
- Off-White collaborations
Sneakers
- Adidas
- Nike
- Louis Vuitton
- Balenciaga
- Gucci
- Valentino
Luggage
- Rimowa
Sunglasses and Other Eyewear
- Oakley
- Cartier
- Prada
- Tag Heuer
Note: Acceptable items for pawning in N-Cash Pawnshop are not limited to the abovementioned brands and models. Use the lists as a guide so you know which branded bags and luxury items are pawnable.
Pros
- Provides a convenient transaction.
- Accepts a wide variety of brands and items.
- Disbursement of funds can be within minutes.
Cons
- Other people who wish to pawn from other parts of the country without access to a courier service may not be able to pawn their items for instant cash.
Why Choose N-Cash Pawnshop?
Simple Online Transactions
Traditional pawnshops often require customers to appear and deposit their items for pawning personally. While this is inevitable due to the nature of the service, there are still ways to make transactions more straightforward which not all pawnshops provide.
N-Cash offers a simple online transaction where you can deposit the valuable item you want to pawn. You may send the item to the provided N-Cash Pawnshop’s address through your preferred courier. Once your pawning transaction is tagged successful, the shipping fee will be waived.
Convenient Pawning Experience
You can skip long lines through the online service, which will help you avoid too much exposure in crowded places.
You also get to prevent spending too much money, time, and energy traveling to a branch because, with online pawning transactions, you can just send your item at the address provided by N-Cash and claim the loan proceeds on the same day of the transaction.
Fast Cash Disbursement
A simple transaction doesn’t matter if the loan proceeds are delayed. It becomes a hassle if you fail to receive your cash instantly. You might not meet your financial needs, especially for emergencies. Pawners and cash borrowers tend to consider disbursement before making any financial transactions.
With N-Cash, cash disbursement only takes a few minutes, regardless if you transact online or via the in-person method. You may receive your expected loan amount on the day you complete your transaction.
Widely Accepted Items
Some pawnshops usually accept limited items with very limited brands and/or models, and this becomes a downside because not all pawners can satisfy such requirements. Pawnshops need to expand their financial service, and instead of limiting the accepted items, they must ensure that they can cater to the needs of most, if not all, Filipinos.
N-Cash, fortunately, gives its potential customers broader and easier access to its service by allowing items of various models and/or brands as collateral for their loans. Signature watches, pieces of jewelry, bags, gadgets, luggage, and even vehicles are acceptable for pawning transactions.
How to Sign Up
There are two simple ways to pawn your items at N-Cash Pawnshop. One is in-person, and the other is online, which benefits pawners far from the Greater Manila Area. Both allow customers to receive their cash in a few minutes, although the transaction is done differently.
The following are the steps that can help you in pawning your valuable item:
Via In-person
Visit the nearest N-Cash Pawnshop branch and bring the item you wish to pawn.
Deposit or submit the item to any of the pawn shop’s personnel and wait for the appraisal assessment.
Decide whether or not you can accept the appraisal rate given for your item.
Receive your cash and keep your pawn ticket with you, as you will need to present it upon the renewal or redemption of your pawned item.
Via Online
Choose a delivery courier that will send your item to N-Cash Pawnshop’s provided address.
Wait until the courier delivers it to them and let the pawn shop processes everything for you.
Receive the cash on the same day the transaction is processed.
Keep all the necessary details involving your transaction, including the pawn ticket that will serve as your receipt and proof in case you wish to redeem your pawned item.
Frequently asked questions
Is N-Cash Pawnshop open 24/7?
Can I also pawn my mobile phone?
I can’t drop by any N-Cash Pawnshop branch. Can I still pawn my item?
How soon can I get my cash after pawning?
Conclusion
As one of the easiest ways to earn extra cash, pawning has always been one of the go-to financial solutions for many Filipinos.
This type of financial service is technically a secured loan, which means both customer and the pawnbroker are assured that the money lent will most likely be repaid on time and the pawned item will be retrieved right after doing so.
The only problem in pawning appears to be that not all pawn shops accept the personal item you have at hand. Fortunately, you may experience the benefits of pawning using any item as long as it is an acceptable item for N-Cash.
Aunt Piggyy
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