Company Information
Asialink Finance, Inc. is a well-established financing company operating since June 1997. Its core values focus on financial inclusion, growth, and ownership that serve as building blocks that shape the company’s mission to help businesses and individuals achieve their goals.
Through its various financial assistance, the company became one of the leading and fastest-growing financial institutions in the Philippines. It provides inclusive access to financial solutions for Filipinos who need fast cash.
Asialink Finance provides loan products with competitive loanable amounts, affordable interest rates, and quick fund disbursement.
With over 700 hundred employees consistently working across more than 80 branches nationwide, Asialink Finance fulfills its purpose and continues its dream to free Filipinos from their financial burdens.
Asialink Finance is duly registered with the Securities and Exchange Commission (SEC) Registration No. A199711768 and Certificate of Authority to Operate No. 570. The office is at Suite 210 AIC Gold Tower Emerald Avenue cor Garnet Road, Ortigas Center, Pasig City 1600.
Customers can send messages to official social media accounts such as Facebook, Twitter, Instagram, and Viber for inquiries and other concerns. For questions and other matters involving products and services, they can email [email protected] or [email protected].
Dial (02) 8709-7777 or call them at (0917) 808 9215 if customers wish to raise their concerns via phone.
Products and Services Offered
Collateral Loans
Car Mortgage
Unlike other typical pawn shops where you can pawn only jewelry or other items to get instant cash, Asialink Finance allows its clients to pawn cars with year model 2000 and above without having their vehicles taken.
This type of loan allows eligible individuals to borrow funds by pawning their car’s official receipt, certificate of registration (OR/CR), and submitting the latest photo of the vehicle.
Truck Mortgage
Truck owners who need immediate access to funds can avail of the truck mortgage with Asialink – trucks are accepted any year model – and they just need to pawn the OR/CR and submit the latest photo of the truck. They also have to visit the office for the stenciling of the vehicle.
Public Utility Vehicle (PUV), Public Utility Jeepneys (PUJ), or Taxi Loan
This is a collateral loan that allows eligible borrowers to get instant cash by pawning or ‘sangla’ the PUV, PUJ, or taxi’s OR/CR upon loan application, including a recent photo of the vehicle. This is a viable option for drivers who need financing due to emergency or unexpected expenses. The car will serve as collateral and will go through stenciling and appraisal.
Multicab Loan
Like the previous loans, a Multicab Loan in Asialink Finance pertains to a collateral loan that enables qualified individuals to borrow instant cash by presenting the multicab’s OR/CR and a recent vehicle photo.
The owner or borrower pledges the multicab of any unit and will be recorded as an asset subject to be taken if the loan is not repaid under the agreed terms and conditions.
Brand New and Pre-Owned Car Financing
Borrowers looking for financing on brand new or pre-owned cars can take advantage of Asialink’s auto loan product. The eligible and qualified borrowers can apply for a loan and pay at least a 30% down payment on their preferred car.
Loan Features
Loan Amount: 70% of the appraised value of your preferred vehicle
Loan Tenure: Within 36 or 48 months
Interest Rate: 1.5% per month
Down Payment: as low as 30%
Brand New and Pre-Owned Truck Financing
Individuals and companies that need financing on purchasing trucks for business can apply for this loan, whether the vehicle is brand new or second-hand. This loan is exclusive for truck purchases and comes with reasonable interest rates and flexible loan tenure.
Eligibility Criteria and Requirements
Car and Truck Mortgages
- Completely filled out loan application form.
- Latest Official Receipt & Certificate of Registration (OR/CR)
- Proof of Income
- If Employed (any of the following:)
- Certificate of Employment (COE)
- Payslip from the past two (2) to three (3) months
- If Self-Employed: Registration Form issued by Department of Trade and Industry (DTI) or Securities and Exchange Commission (SEC)
- If Employed (any of the following:)
- Recent Photo of the Vehicle
- Proof of Tax Identification Number (TIN)
PUV, PUJ, or Taxi Loan
- Completely filled out application form
- Latest Official Receipt & Certificate of Registration (OR/CR)
- Recent Photo of the Vehicle
- Proof of Tax Identification Number (TIN)
- Franchise or Permit to Operate Document
Multicab Loan
- Completely filled out application form
- Latest Official Receipt & Certificate of Registration (OR/CR)
- Documented Source of Income
- Recent Photo of the Vehicle
- Proof of Tax Identification Number (TIN)
Brand New and Pre-Owned Car and Truck Financing
- Completely filled out loan application form
- Two (2) clear photocopies of valid government-issued ID from both of you and the seller of the vehicle
- Latest Official Receipt & Certificate of Registration (OR/CR)
- Offer to Sell or Purchase Agreement for Pre-Owned Car
- Quotation for Brand New Car
- Recent Photo of Vehicle
- Documented Source of Income and Credit Score
- Proof of Tax Identification Number (TIN)
Pros
- The application process is made convenient online and in person.
- Provides access to a loan consultant.
- The vehicle financing options allow businesses to have an opportunity to add more units of public transport.
Cons
- The loan products offered require collateral.
- The only collateral accepted are vehicle OR/CRs, limiting the means for people to apply for the loan.
Why Choose Asialink Finance?
Hybrid Application Process
In Asialink Finance, you are provided with a hybrid application process as they offer both online and branch applications. You can skip long lines by submitting your documents online or visit a nearby branch to do the same. This application process is more inclusive and convenient because it allows loan applicants to choose the method that works best for them.
Competitive Interest Rates
The competitive interest rates being offered is another key factor that persuades individuals and businesses to go ahead with the specific loan product. The good thing about Asialink Finance is that it offers interest rates ranging from 1.5% to 4% per month. They also provide their clients with a flexible amortization schedule and multiple payment options.
Accessible Loan Consultation
Usually, lending companies provide a feature on their official website to help applicants calculate their preferred loan amount before their application. In this way, loan applicants are given a chance to weigh their loan options and eventually decide on the specific loan product that will best address their needs. It is essential to have a consultant because choosing the most appropriate loan for your needs will prevent you from applying for a loan that could present problems regarding repayments.
Fortunately, Asialink Finance provides its clients online access to a loan consultation. This service is free of charge and made available for individuals who wish to apply for a loan but are hesitant. On their official website, there is a Loan Pre-approval Quiz that anyone can take to determine their eligibility to avail of their loan service.
Quick Loan Approval
Some people turn to loans because they need instant cash for whatever purpose there may be. The higher loan amounts and low-interest rates will not matter if the approval of the loan is slow, because a delay also means a delayed fund disbursement. This, alone, beats the purpose of the borrowers to get instant cash.
That’s why lending companies should invest in providing uncomplicated loan application and approval processes.
In Asialink Finance, you can get your loan approved within 24 to 48 hours as long as you submit the correct and complete requirements. You can expect the disbursements of loan proceeds as soon as possible.
How to Sign Up
Applying for a loan is simple. You can do this online through the official website and/or mobile app while the other is in person by personally submitting your application in your preferred branch.
The following are the steps that will guide you through signing up and apply for a loan in Asialink Finance:
Via Official Website
Visit the official website of Asialink Finance.
Click “Loan Products” and select the type of loan you would like to avail.
Click “Apply Now” to purchase the specific loan product you prefer.
Proceed to the application by filling out the required fields in the online application form. You need to fill out the new application sheet if you are a new applicant. Meanwhile, you will need to fill out the renewal application form for those who will apply for another loan product.
Click “ Submit” and wait for the approval of the loan and the loan proceeds, which will be released through your chosen fund disbursement channel.
Via Mobile App
Install and launch the Asialink CRM Mobile App.
Set your language into English and the Philippines for your country.
For new users, you may log in using your Google or Facebook Account. Existing app users may log in using your Asialink mobile app login credentials.
Click “Apply for a Loan” and complete the form.
Click “Submit” and wait for your application to be approved and your fund to be transferred to your preferred disbursement channel.
Frequently asked questions
How much can I borrow from Asialink Finance?
How will I receive my loan proceeds with Asialink Finance?
What are the loan repayment options of Asialink Finance?
What government-issued IDs do I need upon loan application?
How soon will my loan get approved at Asialink Finance?
Conclusion
Getting a wide variety of loans with reasonable interest rates and an inclusive application process is an advantage for many loan applicants. Among the few trusted lending companies that offer such quality and reliable financial services is Asialink Finance.
The loan provider ensures you will experience a fast, secure, and convenient solution for your financial needs.
Aunt Piggyy
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