Prets Rapides

Info on Prets Rapides

Prets Rapides only works with companies compliant with the Consumer Protection Bureau, and all loans made with us are 100% guaranteed secure. They never charge any upfront fees and never will. Prets Rapides had been where you are now, doing everything in their power to stay ahead of bills, late fees, and emergency expenses. They experienced what it was like to have door after door slam shut in their various faces because their credit rating wasn’t high enough. 

Email: [email protected]

Home office: 6000 Côte des Neiges, Local 370 Montréal, QC H3S1Z8

Types Of Loans Offered

Bad Credit Loans

If you have an urgent need for money but have a bad credit rating, banks (and some lenders) will view you as a high-risk borrower and won’t provide you with a loan. Bad Credit Loans allow you to borrow money despite your credit history, so you can pay bills on time and avoid penalties such as service interruptions.

If you are currently dealing with a pretty challenging financial situation, you have most likely heard about the possibility of solving some of your financial emergencies with the help of no credit check loans. You can get an approved loan within minutes.

Credit Checks Can Affect Your Credit Score

Credit inquiries by banks and lenders when you apply for a loan show on your credit report and stay for up to two years, which may drop your overall credit score. Hard inquiries can affect your credit scores. They indicate that you are actively trying to get credit, whether a car loan, mortgage, student loan, or credit card.

Why Use No Credit Check Loans? 

Since no credit check loans are based on your current income level and not on your past credit history, approvals are immediate as long as you submit all the documents required during your application and show that you can pay back the no credit check loans.

Payday Loans

A Payday Loan is a short-term financial solution to help get you through challenging situations where money is in short supply. Payday loans help you meet your short-term financial needs. Typically, the loan is repaid on your next payday.

How a Payday Loan Can Help You

Are you struggling to pay your bills, or are you worried that an emergency expense will wipe out your paycheck? Thousands of Canadians rely on Payday Loans every day, providing quick and easy access to funds that would otherwise be unavailable to them through banks.

General Terms and Requirements

To expedite the process, you must :

• Please provide a valid checking account for at least 3 months.
• Have a full-time job for at least 6 months.
• Live at the same address for at least 6 months.
• Get paid by cheque or direct deposit and
• Don’t be in bankruptcy or have any garnishes against your pay.

Credit Consolidation

Also called Debt Consolidation, a single loan allows you to repay your debts to several or all of your creditors at once. You are then left with only one loan.

Benefits Of Consolidation

Consider consolidating your debt if you need to lower your monthly payments or you’re looking for a faster way to pay off debt. In addition to streamlining your debts into a single payment, a debt consolidation loan may also offer you an interest rate lower than that charged by your creditors, saving you money in interest charges.

Prets Rapides always take into consideration the financial status of the borrower, and in the case of delinquent loans, pay-off agreements are made. If all collection attempts fail, they may let a 3rd party collection agency handle the collection process. The borrower will shoulder all legal fees, and unrecovered debts will be prosecuted to the full extent of the law.

Cash Advance

Apply for a cash advance online. Prets Rapides cash advance online application is more accessible than getting a loan through traditional channels such as banks. Bank loans usually take weeks, unlike online cash advance applications where the money can be made available on the same day.

How Clients Use The Service

For many people, a cash advance is an emergency source of short-term credit when faced with a bill payment or other money need. Using a cash advance instead of missing a payment commitment, borrowers can avoid fees, service charges, and other damaging penalties associated with a missed payment. The advantage of unsecured loans is that someone with little means or a bad credit rating can be approved in case of an emergency.

Personal Loan With Bad Credit

When you attempt to get a personal loan, your creditworthiness is often the decisive factor in the lending institution’s response. In fact, for banks and other traditional credit institutions, ensuring that you honor your repayment commitments is essential. For this reason, most lending organizations conduct what is called “a credit check” to evaluate, based on your past as a borrower, the potential risk related to loaning you money. In this situation, adverse credit history is a sizable handicap. Very few banks are willing to grant a loan to an individual with bad credit. In this kind of situation, fortunately, there is still a solution: the bad credit personal loan.

Rebuild Credit

Prets Rapides knows what a poor credit rating can do to your loan rates, and we want to help you. Let them rebuild your credit rating together.

Rebuilding Your Credit is Important

Your credit determines the loan rates you are qualified to receive when trying to get a car loan or a mortgage. A higher credit score gives you a better chance to get a lower rate, essentially saving you more money in the long run. With timely payments, you can improve your credit score, making you eligible for lower rates the next time you make a loan. Rebuild credit with Prets Rapides today. 

Why Choose Prets Rapides

• Real People here to help. 
• Instant Approval. Once they receive your application, they get back to you in minutes.
• Bad Credit, No Credit, OK! 
• They are only a few clicks away. Apply for a loan from the comfort and privacy of your own home or office. 
• Their application process is fast and user-friendly.
• 100% Protected. 
• Much higher loan limit than the competition.
• They are entirely online. Long gone are the days of queuing at the bank, waiting on the phone, or setting up meetings. Getting a quick cash loan could not be simpler.

How to Sign up with Prets Rapides

Conclusion

Prets Rapides has over a decade of experience, and they provide quick financial solutions to Canadian clients. Their swift cash loan program is fast and convenient. Even if your previous credit history is not perfect, Prets Rapides strives to provide every customer with a short-term cash loan suitable for their various budgets. Contact them today and see for yourself.