Company Information
Mail to:
1250 Rene Levesque Boulevard West, Suite 2200, Montreal, Quebec, H3B 4W8, Canada
Business Hours:
- Monday to Thursday: 9:00 AM to 6:00 PM EST
- Friday: 9:00AM to 5:00PM EST
- Saturday and Sunday: Closed
You can phone from anywhere on this toll-free number: 1-877-316-5463
Personal Loan Options from LoanMeNow
Personal loan options are plentiful with the many opportunities that LoanMe is offering. You can quickly find a short-term private loan that will give you the peace of mind you’re looking for. Those loan options that you come across are based on the approval odds that you have and the specifications for the amount and use of the loan. LoanMeNow is known for customizing its approach to short-term loans.
Personal loans or payday loans help you get cash in your account as soon as possible. This way, you can pay for those things keeping you down.
Loanmenow offers loans that you repay within 84-90 days for amounts of $1000 or less. Loans can be a minimum of $500 to a maximum of $1000. These amounts can help you get through a tough time financially.
Pre-Qualifying for the Short-Term Loans
There are little to no qualifications for applying to receive a short-term loan. You can easily find that even with the super-fast approvals; they still do not need to check your credit. This puts them a bit above some of the other options in the financial world for short-term loans.
You will have to make sure to fit into the following specifications:
- Usually 18 years of age in many provinces.
- Need a small amount of cash.
- Can fill out the application online.
- Have a job with some sort of income that is coming in.
- You need to have a direct deposit setup.
- Your bank must be a Canadian bank and you have to be a resident of Canada to apply.
- You’ve been employed with the same employer for at least 2 months.
That is all you need to make sure to take advantage of the LoanMeNow short-term loans that provide those without cash in their pocket with a chance to get it. There is no credit check needed, which is different from others, Borrow in confidence.
APR Rates
The APR rates of the loans can change depending on the lender. Each lender sets its own APR for repayment. Sometimes, this might also go off of the amount that you borrow. The percentages generally range from 28 to 32%. This is on any of the loans that you’re given while you’re applying.
There might be origination fees and other fees associated with obtaining a quick loan through that specific company. This information is generally provided on the agreement between the financial institution and the borrower. Make sure to read the information regarding additional fees that might be charged.
Loan term
Borrowers have between a minimum of 84 days to a maximum of 90 days to repay a loan. Payments can be made as:
- 6 semi-monthly payments
- 6 bi-weekly payments
- 12 weekly payments
- No fees or penalties to pay off the loan early
Why Choose LoanMeNow?
When it comes to choosing who to work with, LoanMeNow is excellent. You’re easily able to find a short-term loan in less than a day in most cases. It is faster than almost everyone else in the industry. This continues to keep the company moving.
Those who have used LoanMeNow swear that this is the only Canadian financial institution to work through to find the lender that can provide short-term loans. It is not only because of the ease of use but also because of the quality choices they provide you with. Simply sign up through the website and apply now for a quick payday, short-term loan that can help you pay for virtually almost anything.
Well-Known
Their well-known company is what brings a lot of their business in. As a brokerage, they work with some of the best companies to offer the most competitive rates. Since LoanMeNow is so well-known, it is also something that is not a scam. This provides peace of mind to those who choose to bank and obtain a private loan from the company.
Flexible
Having flexibility offers them the chance to meet the needs of each client that comes to search for the best short-term loan that fits the goals and requirements you have. Since the terms are flexible, you choose the most comfortable paying.
Quick
In addition to being well-known and flexible, they’re also a quick company to hand out those loans. If you require money for bills or other consumer purchases, this is the best way to find the right short-term loan that meets those needs. You can be matched with a series of options that fit the needs you have. From there, you choose which is the most ideal given your specific situation.
No Credit Checks
Unlike other financial institutions, you will find that LoanMeNow does not have a mandatory credit check screening. Since it is a private payday loan or short-term loan, using the credit score is not necessary. The money can be deposited into your account within one business day or sooner once you put it in the app.
How to Sign Up
The process is simple, and it only includes three steps, so you don’t have much to remember.
Click on the “Apply Now” button.
Fill out the basic information as a first step to get started with the short-term loans you’re looking to obtain. You will be able to do this completely online. Once submitted, you will receive a response within the hour.
Upload the documents that you are asked to upload. This is generally any payment information or your personal information that has to be uploaded. Banking information is also asked for to send the money to your account.
Once approved and paperwork is set, then you can get your cash! Once applications are verified, it takes generally up to 24 hours, no more, to receive the cash you were approved to borrow.
Signing up is easy to do and it allows you to get cash in your bank account within hours of applying and being verified. It is easy, quick, and you don’t have to worry about hidden issues – they’re all upfront with everything.
Frequently asked questions
What if the website is not working correctly?
What if I have a bankruptcy or judgement on my credit report?
Is my personal information secure when I put in my information on the website?
What payment terms should I expect?
Are there extra fees associated with these quick loans?
What if I am self-employed?
Conclusion
Loanmenow gives potential borrowers an easy way to apply for a loan with a fast response time. You can take from 84-90 days to repay your loan, allowing you to spread the payments out. Additionally, you can be approved without a credit check so you can apply even if you have poor credit and there will be no impact on your credit score. While Loanmenow rates are high, the company does offer borrowers quick access to cash for any needs that might arise. This can be a good option for people who need a small loan that they can take a few months to repay but can’t be approved by traditional lenders.