Company Information
Main Office: 229 Yonge St Suite 400, Toronto, ON M5B 1N9, Canada
Business Hours: Monday to Saturday: 9:00AM to 6:00PM, Closed on Sunday
Email: [email protected]
Phone: +1 647-256-1422
CashGo is an Ontario based alternative lending company that offers personal loans to individuals who have a poor credit history. They work with GreenRiver Finance, one of the leading Fintech companies in Canada that provide consumers with innovative non-prime lending solutions. This partnership allows CashGo to offer more financing options and provide a better overall lending experience to its customers.
CashGo claims that they are not your average lender as they don’t want to make you feel like you are just another number. They want to help you get back on track by providing a personalized financial solution that works for you. In fact, on top of personal loans, CashGo also helps their customers break the debt cycle by offering credit consolidation loans and credit counseling.
What’s more, their goal is to help you build a healthy credit report so that you can qualify for better rates and loans in the future. This is very uncommon in the sub-prime lending industry, where most companies focus on getting as much money as possible from their clients. If you are looking for a reputable lender that has a solid track record in the industry, CashGo is definitely worthy of your time and attention.
Types of Loans
Unlike other lending companies that offer a variety of confusing financial products and services, CashGo has decided to focus only on installment loans.
Installment Loans
Installment loans are a type of short-term, unsecured loan that is paid back over a set period of time. This means that you will repay a certain amount each month and the loan will be paid off in full when the term is up. At CashGo, they offer no credit check installment loans, which means that you can still qualify even if you have a poor credit score.
Below is a quick overview of CashGo’s no credit check installment loans:
Loan Amount: $300 – $3,000
Interest Rate: CashGo’s interest rate ranges in between 24% to 32% (Plus Membership Fee)
Repayment Period: 90 days to 160 days
Credit Check: Not required
Credit Score: No credit score requirement
Funds Availability: Within 24 hours upon loan application approval
In order to qualify for CashGo’s installment loans, you need to meet the following basic requirements:
- You need to be at least 18 years old
- You need to have a full time job (or self-employed with a steady stream of income)
- You must not be in bankruptcy
- You must be a Canadian citizen
- You must have an active bank account
CashGo Loans are available in the following provinces and territories in Canada:
- British Columbia
- Saskatchewan
- Manitoba
- Ontario
- Quebec
- Nova Scotia
- New Brunswick
- Prince Edward Island
Other Services
In an effort to help Canadians get out of debt, CashGo has partnered with a number of reputable companies and organizations in Canada to offer their clients a variety of debt management solutions.
Debt Consolidation Loan
A debt consolidation loan is a type of loan that is used to pay off multiple debts with a single loan. This can be a very effective way to lower your monthly payments and interest rates, so you free up some of your cash flow. CashGo works with a non-profit organization called Consolidated Credit to provide expert guidance and advice on how to better manage your debts with the help of debt consolidation loans.
Credit Counseling
If you are having trouble managing your finances, then it might be time to seek some professional help. A credit counseling agency can help you find ways to improve your credit score, help you avoid bankruptcy, and prevent you from getting into an endless debt cycle. CashGo works with Canada’s leading credit counseling company, Consolidated Credit Counseling Services of Canada, to help you build a better credit score and improve your overall financial situation.
CashGo’s commitment to not only providing quick cash solutions but also to helping Canadians improve their financial situation is what makes them stand out from other lending companies. It’s a breath of fresh air to see a sub-prime lending company that truly cares about its clients and wants to help them out. If you’re looking for a company that’s willing to take a risk on you, then CashGo is definitely worth checking out.
Why Choose This Provider
Here are the top reasons why CashGo is one of the go-to lending companies in Canada:
Trusted Network of Partners
CashGo works with some of the most reputable companies and organizations in Canada like GreenRiver Finance and Consolidated Credit Counseling Services of Canada to provide you with top-notch financial products, services, and solutions that can help you improve your financial situation.
Same Day Approval
Unlike banks and credit unions that take days or even weeks to review your application, CashGo offers same day loan approval, so you can get the money you need right away. Fund transfers are also lightning fast since they partner with companies like Interac and Versa pay to ensure that your funds are transferred within minutes.
Bad Credit Accepted
Since CashGo offers no credit installment loans, you don’t have to worry about your credit score. No credit checks, no collateral, no problem. You simply have to meet CashGo’s basic requirements and you are good to go. The company believes in giving people second chances, which is why they make bad credit loans possible.
Longer Repayment Period
Unlike payday loans with a 14-day repayment period, CashGo’s installment loans have a longer repayment term of up to 160 days, so you’ll be able to pay back your loan without causing any financial stress on your part. You can also manage your cash flow better since you won’t have to rush to pay back your loan in one go. Most importantly, CashGo’s installment loans are 60% cheaper than payday loans.
Secure
CashGo boasts a bank-level security system that makes sure that your personal information is kept safe and secure at all times. All transactions are encrypted and protected by HTTPS technology. Your data is never stored on a server that is accessible to the public, and CashGo is committed to keeping all customer information private.
Unsecured Loan
CashGo offers unsecured installment loans, which means that you don’t have to put up any collateral or assets (like your house or car) as security for the loan. Unsecured loans are perfect for those who are looking for a way to pay off their bills quickly without putting their assets at risk.
Debt Consolidation and Counseling
Unlike other lending companies that just want to make money off your bad credit, CashGo is committed to helping you improve your financial situation. They offer debt counseling and debt consolidation solutions that can help you reduce your monthly payments and repay your debts faster.
Supports Big Canadian Banks
CashGo’s system supports some of the biggest banks in Canada, including TD Bank, CIBC, National Bank of Canada, Desjardins, RBC Royal Bank, Scotiabank, and Tangerine.
Self-Employed Accepted
Most sub-prime lending companies do not accept loan applications from self-employed individuals. This is not the case with CashGo. Whether you are a small business owner or a freelancer, you can still get approved for a CashGo installment loan for as long as you have a steady source of monthly income.
How to Avail CashGo’s Services?
Are you ready to take the next step toward improving your financial situation? Here’s a step by step guide on how you can avail a no credit check installment loan from CashGo.
Visit CashGo’s website. On the home page, you’ll see the “Apply Now” buttons in red on the upper right hand corner and on the middle left corner of the screen. Click any of the buttons to get started.
You’ll be redirected to a new window, where you’ll need to fill out an online form asking for your basic information.
You are required to provide the following information:
Loan Amount
Name
Birthday
Mobile Phone Number
Address
Length of Stay
Province
City
Postal Code
Click “Next.”
The next window will ask you to provide your employment particulars. You have to be very careful when filling out this form because your ability to repay the loan is one of the biggest determining factors whether your loan application will be approved or not.
In this section, you need to provide the following information:
Income Source
Job Title
Work Phone
Work Tenure
Company Name
Employment Type
Work Address
Paycheck Frequency
Next Pay Date
Click the “Bank Verification” button.
The next step is for you to provide your bank details for account verification. GreenRiver Finance is CashGo’s lending partner, so you can be sure that your personal information will be kept safe and secure at all times.
Click the “Start” button.
Select the bank where you have an active bank account.
Give consent to access certain information in your bank account.
Click “Continue.”
Provide username/access card and password, and you are good to go.
Frequently asked questions
How fast can I finish CashGo's loan application process?
What is IBV?
Can I push a payment if I am unable to repay on time?
What's the maximum amount that I can borrow from CashGo?
Is CashGo safe?
Conclusion
CashGo is a trusted and reputable company that provides Canadians with a fast and convenient way to get a no credit check installment loan. You can get your loan in as little as 10-15 minutes and you don’t need to worry about providing any collateral or security for the loan. If you find yourself in a financial bind and you are running out of options, CashGo is definitely one of the better alternative financial institutions out there.
Aunt Piggyy
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